Landlord Insurance in Florida

What is Landlord Insurance?

Landlord insurance, also known as tenant insurance, is designed to protect property owners who rent their holdings to other people as primary residences. Landlords face unique and significant liabilities and risks in making their properties available to tenants. Tenant dwelling insurance, which is also called “landlord insurance,” isn’t required by Florida law, but property owners nevertheless have certain legal responsibilities to their tenants.

Do You Need Tenant Insurance in Florida?
You’re Covered with Bird Insurance Group, LLC

If you’re a landlord, tenant dwelling insurance will help you satisfy your legal obligations to people renting your property if an unexpected disaster or accident occurs. Your rental holdings represent a significant investment on your part, and landlord insurance is a must for protecting it.

Landlord Insurance

Insurance Policies Tailored to Your Needs

When you purchase landlord insurance from Bird Insurance Group, LLC, you have considerable flexibility regarding customizing your coverage.  An important part of our job is helping you understand all the aspects of proper coverage.  We’ll review all your risks and liabilities with you and fully address all your questions.  We want you to make educated decisions regarding suitable coverages for you, your properties, and all your tenants.

What Does Tenant Insurance Cover?

A Bird Insurance Group, LLC landlord insurance policy in Florida covers a wide range of structures:

  • Garages

  • Storage Buildings

  • Swimming Pools

  • Fences

  • Retaining walls, and other structures

Building coverage also protects any of the landlord’s personal property they may use to maintain and/or service the property.

Tenant Insurance Loss of Income Coverage

In an emergency, you could be obliged to temporarily suspend the operation of your rental property.  If that happens, loss of income coverage will reimburse the property owner for lost income during said closure. 

Tenant Insurance Equipment Breakdown Coverage

Equipment breakdown coverage reimburses the property owner for damages to insured property caused by mechanical failures. 

Tenant Insurance Move Back Coverage

If an insured event forces you, the landlord, to temporarily relocate tenants to alternate lodgings, tenant move back coverage helps defray the cost of moving them back home after the property is again deemed livable. 

Tenant Insurance Heating or Air Conditioning Loss Coverage

Heating or air conditioning loss coverage reimburses the landlord for payments made to a tenant if a mechanical failure causes a complete loss of heating or air conditioning in a tenant residence.

Tenant Insurance Liability Coverage

Liability coverage protects you, the property owner, from liability claims arising due to bodily injury and property damage suffered by tenants. 

For a Free Quote on Landlord Insurance in Florida Contact Bird Insurance Group, LLC

If you’re shopping for tenant insurance in Florida, we’d be thrilled to hear from you! As an independent Florida insurance agency, we partner with numerous landlord insurance carriers. Why is that important? All those partners give us the capacity to save you the hassle and inconvenience of shopping around for insurance coverage.

We’ll do it for you! At Bird Insurance Group, LLC, we are passionate about offering quality landlord insurance in Florida. We believe that our professional responsibilities are not to a corporation, but clients. We don’t work for the insurance industry. We work for you! If you’re ready to start a new friendship with a landlord insurance agency in Florida, that cares, call Bird Insurance Group, LLC today at (352) 489-1992. Or for a free online tenant dwelling quote, fill out our online quote form on our contact page!

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