Bird Insurance Group, LLC
Golf Cart/Off-Road Insurance
Appropriate Insurance Coverage for Every Vehicle You Own
Everyone knows you need insurance for your day-to-day personal cars and trucks. But what about coverage for the other vehicles that take you off the beaten path? Many people don’t realize that carrying insurance coverage for these is just as important as for their regular, everyday vehicles. Some don’t realize the variety of coverages available for golf carts, ATVs, and other leisure vehicles, either.
Not to worry. At Bird Insurance Group, LLC, we can help you decipher which coverages are best suited to your particular off-road vehicle. We offer policies for covering a wide range of circumstances. Whether your recreational vehicle is out roaming the woods, putting between the greens, or even parked in the garage through the off-season, we can write appropriate coverages to protect it.
Is My Golf Cart or ATV Covered by My Existing Insurance Policies?
In most cases, typical home insurance and auto insurance coverage won't protect any variety of recreational or specialized vehicles. If you use your vehicle on your property, standard auto or home insurance might provide limited coverage, but you need to review the policy or call your agent for details.
Many people don’t use their golf cart or ATV on personal property, anyway. Plus, more and more public facilities are now mandating that riders and drivers carry appropriate insurance. If you own one of these vehicles, you owe it to yourself and to others to carry comprehensive coverage from Bird Insurance Group, LLC.
What Does ATV & Golf Cart Insurance Cover?
Standard insurance policies for ATVs and golf carts cover many of the same perils regular auto or motorcycle policies cover:
Bodily Injury & Property Damage Liability